would like to know if folks who put pieces in gallery get their own insurance for the pieces. and if you do what kind of coverage do you have. just had another bad xperience with a gallery – a wall piece fell on a cabinet and for all practical purposes made it unsellable – and pointed out that on the consignment form it was i who was supposed to carry insurance and the gallery is held harmless.
it’s not unlikely i will move out of that gallery -but would like to learn more.
thanks for your help
jerry
Replies
Jerry,
Wife and I operate a small gallery of local artwork and it's the same deal there. Artists must insure their own stuff if they want it insured. I think that would be the norm for galleries all over.
Contact the agent that handles you homeowners insurance and start from there.
Sorry about your cabinet!
Regards,
Mack
"WISH IN ONE HAND, S--T IN THE OTHER AND SEE WHICH FILLS UP FIRST"
Insurance is sold by insurance agents, so they would be the people to talk to.
In general that type of insurance would be part of a package that might include liability, theft, and possibly fire and damage to your shop, they probably wouldn't want to write a small policy just for damage in galleries.
Be aware that if you are running a woodworking business out of your home, your homeowners insurance company might be very displeased to find this out, as in canceling your policy displeased.
John White
Edited 4/2/2008 11:06 am ET by JohnWW
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